Financing and Structuring Health Care

Financing and Structuring Health C argon Dana Marie Doty Dr. Queensberry Health run governing- HSA500 January 29, 2012 The three chief(prenominal) shells of health in the coupled States are voluntary, neighborly and upbeat medicine. The three methods for categorizing health policy in the United States are principle insurance vehicles that provide benefits associated with ill health, by the sheath of organization sponsoring the coverage and funding mechanism. The three types of managed alimony plans are Preferred Provider Organization (PPO), Health bread and butter Organization (HMO) and Point-of-Service (POS). The three types of managed care plans can pee-pee both(prenominal) pros and cons. The Medicare and Medicaid programs have been impacted by managed care. uncoerced is also cognise as private health insurance. 1929 marked the landmark year for Voluntary Health Insurance (VHI) (Williams & Torrens, 2008). Private health insurance plans were experi encing galactic growth by 1946 This was due to wage and wrong restrictions in the post-World War II period spurred the growth of kick benefits, particularly in unionized industries (Williams & Torrens). In 2002, about 85 percent of the entire U.S. population was covered by around type of health insurance (Williams & Torrens).

VHI provide many benefits which accept the consequence of reimbursement for covered services. Also, they include hospital indemnity plans which widen condition cash payments for each day of inpatient hospitalization, no matter of the expenses really incurred (Williams & Torrens). Social Health Insurance, it is sponsored by the U.S. government. The two st udy compulsory social health insurance prog! rams are Workers furbish up and Medicare. Workers salary is for the costs and pain of suffering job-related accidents (Williams & Torrens, 2008). In 1914, the offshoot Workers Compensation law in the United States was passed by virgin York in response to the Triangle Shirt Factory resurrect in which 146 women lost their...If you want to get a well(p) essay, launch it on our website: OrderEssay.net

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